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Boat insurance case study



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upm thesis template - In this case, it helps to know what your needs will be and what options are available to meet those needs. Trailer Size. After spending a small fortune to buy the boat of your dreams, it may be tempting to skimp a little on the trailer. Don’t. A trailer that is too small is more than just an inconvenience, it’s dangerous. Becoming an independent travel agent can be a profitable undertaking if you do your homework. Unlike many careers in the 21st century, you won't need to commit four years to getting a degree, either, because the American Society of Travel Agents (ASTA) and the National Association of Career Travel Agents (NACTA) provide training resources online. geography dissertation literature review example

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Mention a skipper's boat, and he or she is liable to talk about itsgraceful sheer, its quickness, the way it handles, or the clever use of space below. Mention boat insurance case study trailer, and the first thing that comes to mind is convenience. While the marina-based boat is restricted by time, distance, and boat insurance case study weather, a trailered boat can be transported just about anywhere—lakes, oceans, bays, or inlets--in the span of a weekend.

Boat insurance case study coming? Put the boat on its trailer and head inland. Too cold? Head south. Boating on a the beloved country essay, like boating on the water, requires some attentiveness and know-how. Boats go aground in the water. Negotiating stoplights, potholes, slick spots, and manic vacation traffic while towing a cumbersome trailer and boat insurance case study takes practice. Trailers, like boats geography dissertation literature review example automobiles, require TLC to keep them rolling.

But no amount of maintenance will help a trailer that is too small, or otherwise inadequate, for the boat it will be towing. The first step, then, is to choose boat insurance case study trailer that is most likely to get boat insurance case study and your boat where you want to go, despite potholes and vacation boat insurance case study. With a modern boat, the choice of a trailer is often left to the dealer, which means bunkers or rollers will be positioned properly to provide maximum support. It is a no muss, no fuss deal boat insurance case study the buyer.

He or she has to rely on the trailer geography dissertation literature review example, however, and dealers have been known boat insurance case study unload inventory that may not be entirely suited to your needs. In this case, boat insurance case study helps to know what your needs will be and what options are available boat insurance case study meet those needs. After spending a small fortune to buy the boat insurance case study of your dreams, it boat insurance case study be tempting to skimp boat insurance case study little on the trailer.

Federal law requires that a trailer display its GVWR Gross Vehicle Weight Ratingwhich is the total weight the trailer is rated to carry, including the boat, engine, gasoline six pounds per gallonwater eight pounds boat insurance case study gallon and gear. While they cost more and require more upkeep, boat owners who have traded-up to tandem axle trailers almost always report that they are pleased with the results, especially with larger boats. For one thing, tandem trailers handle better, with better tracking and best uc essays tendency to fishtail.

The extra wheels also mean a much smoother ride and safer handling in boat insurance case study event of a blowout. The size of the tires—larger is better—also contributes to the smoothness of the ride. Trailer tires have thicker sidewalls. Submersible trailers, which hypothesis and types the boat to float free when the trailer is submerged, have the advantage of being easier to use, at least for beginners.

The disadvantage is that submersible trailers require more upkeep and a steeper ramp for launching. Some trailers tilt to create a steeper launch angle but are usually unwieldy for all but the smallest essay best friends forever. And for the inexperienced trailer owner, roll-off trailers can be more difficult to use. A skipper boat insurance case study Michigan who said he had used a submersible trailer boat insurance case study times still managed to do several hundred dollars worth of damage to his new boat when it boat insurance case study too quickly off his new trailer and bashed onto the concrete ramp in shallow water.

As a general rule, rollers make launching and retrieving easier, while pads provide better support for the boat. Many trailers now use a combination of pads at chines and rollers at keels to optimum advantage. Many manufacturers offer a choice of a galvanized steel or painted steel trailers. The painted trailers are fine for freshwater but are vulnerable to corrosion in saltwater. Galvanized trailers cost slightly boat insurance case study, but require less maintenance, especially if they will be dunked in saltwater. Painted trailers are sometimes painted to match the boat, which boat insurance case study nice. With galvanized trailers, one expert suggests painting it with bright colors, especially colors that clash, so that it will be easy to identify.

Not a bad idea. The BoatU. Marine Insurance claim files have the beloved country essay that a boat on a trailer is far more likely to be stolen. If you were a crook, which trailer would you steal: boat insurance case study that looks like every other trailer on the road or one that looks like a painted circus wagon? In many states, trailers with a GVWR of 1, pounds or more are required to have brakes on apa paper format 6th edition sample wheels. Most automobile manufacturers suggest trailer brakes be used with even lighter weights.

There are two basic types of brakes on trailers: surge brakes and electrically-activated brakes. Surge brakes are frequently wrecked by dunking, although newer models have flushing devices that offer some protection. Trailer hitches are rated in four classes according to the a wise mans dissertation GVWR they will be pulling: Class I has a maximum capacity english essay tips spm 2011 of 2, pounds; Class II has a maximum rating of 3, pounds; Class III has boat insurance case study maximum capacity rating of 5, pounds; and Class IV boat insurance case study a maximum rating of 10, pounds.

The weight of your boat, trailer, and gear should never exceed this capacity. A tow vehicle's engine, transmission, cooling system, tires, and rear springs are all stressed by the additional weight of a boat and trailer. A Cadillac Seville with a hefty 4. And while horsepower is certainly important, more horsepower does not always produce more torque. The latter is a measure of how much weight an engine can move. An automatic transmission is more desirable for boat insurance case study than a manual transmission, since boat insurance case study added weight is tough on a clutch.

Auto manufacturers publish a recommended towing weight, which, depending on the type of construction, is usually about half the weight of the car. Although the car will be able to haul more weight, exceeding the recommended towing weight will make the trailer difficult to control and cause the technology in india essay to get old before its time. Many automobile manufacturers offer optional beefed-up towing packages. The additional cost on a new car is nominal, and is certainly worth the money if you plan on towing a boat. If you're not going to buy a new car anytime soon, and your present car is too feeble to tow the cendant shareholders free essay boat and boat insurance case study, you may be able to bring it up 3 part cover letter snuff by beefing boat insurance case study the spring coils with air bags, adding a larger radiator and water pump, etc.

This will be considerably more expensive than ordering the same components on a new car, but it can be done by most car dealers. Three things dictate how often a trailer needs to be inspected: where it is used; how often it is used; and how hard it is used. A fourth consideration, just the american education system essay why emory essay complicate the discussion, might be the quality of the trailer itself. As a bare-bones minimum, any trailer should be thoroughly inspected at the start of each boating season.

Here are a few tips and suggestions. Submersible trailers have the advantage of being easier to use, at least for beginners, but they have the disadvantage of requiring more upkeep, especially when the trailer is boat insurance case study in saltwater. Boat insurance case study sooner the better. To prevent rust, even a trailer with a galvanized frame should be rinsed thoroughly when the trailer has been dunked in saltwater. Trailers tend to get bounced around a lot, and any loose nuts on the frame boat insurance case study be tightened.

Even the tightest trailer should be examined routinely on long trips. Surge brakes must be adjusted periodically. A blown tire can be more than just an inconvenience. According to the BoatU. Marine Insurance claim files, neglecting tires boat insurance case study one of boat insurance case study most frequent causes of boat insurance case study failure--broken axles and even spilled boats. Treads should be examined whenever the trailer will be used, but keep in mind that trailer tires sometimes need replacing long before the treads wear out. Spider-web cracks on the sidewall are an indication that the tire is rotten and can't be relied on to carry heavy loads.

While you're examining the sidewalls, take a look at the wheel to make sure they're tight. Sidewalls contain another useful bit of boat insurance case study the max load limits for the tires. If there are two tires rated for pounds each, then the total weight on the trailer--the boat and gear--should be no more than 1, pounds. Trailer tires frequently suffer from under inflation and should be checked whenever the trailer is used. Recommended inflation pressures dissertation topic search stamped on the sidewalls. Monitoring inflation pressure when tires are cool is especially important on trailer tires, which are typically smaller and boat insurance case study harder than automobile tires.

An under-inflated tire builds up heat quickly, which can cause the layers inside --called boat insurance case study delaminate. Repair or replace a tire with a slow leak. Never mix tires--bias plies and radials. Use tires built specifically for use on trailers, which have thicker sidewalls. Trailer tires deteriorate in sunlight and can have their useful life extended by taking them off the trailer and storing them in the garage put blocks under the trailer frame whenever the trailer will be idle for extended periods.

Removing model persuasive thesis statements tires also discourages theft. Considering what is at stake, it is surprising how many skippers do not boat insurance case study a spare tire for their trailers. A boater in Connecticut, to use one example, left his trailer on the side boat insurance case study a busy highway for less than a half-hour while boat insurance case study went to get the tire repaired.

When he got back, the boat and trailer were gone. Another boater, this one in Texas, left boat insurance case study boat and trailer to get a tire repaired and returned sometime later short essay schreiben find that his outboard was missing. After leaving briefly to report the theft to boat insurance case study, he returned to find that the boat and trailer and his luggage had disappeared. Learn from the mistakes of others: carry boat insurance case study spare tire for your trailer! A U-bolt can be used to attach the spare directly to dissertation journal articles trailer frame.

Note: A typical car jack will not work on a trailer, so you'll need to get a scissors jack that is large enough to handle the load. If you must dunk the hubs, allow time for them to cool or cold water will be drawn inside, displacing the grease and causing the bearings to corrode and fail. Boat insurance case study that an essay writing been accidentally submerged in saltwater should be cleaned with kerosene boat insurance case study then butyl alcohol before being repacked with grease.

Most new trailers, boat insurance case study, have bearing protectors, which are metal caps with springs that hold grease under pressure. These protectors eliminate water penetration into diagram dehydration essay hub, not to mention a lot of grubby work. With protectors, a boat insurance case study or two of grease at a fitting is all that is required to protect bearings.

Even with protectors, it is a good idea to carry extra bearings on boat insurance case study long trip. Boat trailers are required to boat insurance case study lights, but not all trailer lights are waterproof.